FAQ
OSHC - FAQs
Overseas Student Health Cover (OSHC) is an essential insurance type that students must possess while traveling to Australia, as mandated by their visa requirements. It is a mandatory requirement for the entire duration of their stay in Australia. OSHC facilitates access to comprehensive medical services, hospitals, and healthcare facilities whenever necessary.
Students traveling to Australia on a student visa for educational purposes qualify for OSHC. Individuals holding bridging visas, including those who previously held a student visa before obtaining a bridging visa, are also eligible for OSHC. As long as the policy includes family coverage such as multi-family or dual-family, a spouse, de facto partner, or child/step-child (under 18 years old) can be included in the insurance. However, if a person does not meet the dependency criteria stated in the policy, they will need to explore alternative insurance options.
The medical condition known as Pre-existing Ailment arises when symptoms manifest or the condition itself originates within a six-month timeframe prior to either entering Australia or being issued a visa, whichever transpires first. Typically, the assessment of whether the condition qualifies as a pre-existing ailment or not lies in the hands of a licensed doctor or any qualified healthcare professional.
The waiting period refers to the duration during which an individual must wait before they are eligible to make a claim. Commencing either upon arrival in Australia or upon the later issuance of a visa, the waiting period sets in motion the specific timeframe.
Please feel free to reach out to the insurance provider for further assistance on the claim process.
OVHC - FAQs
Overseas Visitors Health Cover (OVHC) is a specific health insurance plan catered to individuals visiting Australia, specifically those who lack access to the public Medicare system within the country. OVHC provides coverage for medical and hospital expenses incurred during their stay.
OVHC provides health insurance for international travellers going to Australia on specific visa types, including those subject to visa condition 8501. In order to be eligible for coverage under your AGA OVHC policy, it is necessary to hold a qualifying visa.
Having sufficient health insurance is mandatory for numerous work and visitor visas. Specific visa subclasses necessitate applicants to procure and submit evidence of appropriate OVHC during the visa application process, as well as maintain coverage throughout their stay in Australia.
Having sufficient health insurance is mandatory for several types of work and visitor visas. Certain visa subclasses necessitate individuals to buy and present evidence of suitable OVHC during their visa application process, as well as maintain coverage throughout their entire stay in Australia.
Please feel free to reach out to the insurance provider for further assistance on the claim process.